Writing

Mostly onchain payments, fintech, co-founder search, and a bit of philosophy.

Onchain payments

I modeled wrench attacks. Privacy makes them worse.

February 2026

No one is touching ERC-20

September 2025

Stop Inventing Custom URIs: use URLs and deeplinks Instead

July 2025

Payments AI Agents are BS

April 2025

Wen p2p electronic cash system?

January 2025

What happens when you buy coffee? Crypto vs card

December 2024

Crypto payments: a dreamy hill to die on

October 2024

Towards Link-Based Transfer Abstraction

May 2024

Can we sidestep onchain identity?

July 2023

Fintech

Network vs Ecosystem Effects

March 2026

Money has an illness

December 2025

The Fat Wallet gets fatter as FX moves downstream

September 2025

Who wins what as stablecoins slash cost

August 2025

Why You’ll Still Be Paying With a Phone in 5 Years

July 2025

Co-founder search

First employee — a founder lite?

July 2024

Entrepreneur First & Antler: Konrad’s Honest* Guide

September 2022

Co-founder Fit Questions

May 2022

Policy

European Banks: Not Fixed Yet

January 2016

Philosophy

Super Mary: Mission Impossible

January 2020

Conformism: Towards a Dynamic Model of Locating Disagreement

October 2017

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